Personal injury cases can be complex and emotionally challenging. Whether it’s a car accident, slip and fall incident, or medical malpractice, determining fault is a crucial step in seeking compensation for damages. In this blog post, we’ll explore the key factors involved in determining fault in personal injury cases. By understanding these factors, you’ll be better equipped to navigate the legal process and protect your rights.
Filing a Claim: Key Steps to Take
Right after an accident, seeking medical help is not just a crucial step, it’s a beacon of hope. Even if injuries aren’t immediately apparent, having medical records can provide a sense of security, knowing that your claims are supported. Additionally, avoid admitting fault, promptly report the accident, gather evidence, and inform your insurance company immediately.
Why Determining Fault Is Important
Automobile accidents can be expensive, and paying for the resulting damages can impact your family and its future. The individual or organization that was at fault may be responsible for assuming these costs.
Recoverable Damages
Economic damages are easy to understand: they are the monetary losses one experiences. These include:
- Medical Costs: Including but not limited to emergency transport, hospitalization, physician visits, medication, rehabilitation, and short- and long-term care. It is important to keep accurate records and retain receipts so you can prove your case.
- Property Damage: These are the costs to repair or replace your vehicle as well as items that may have been damaged during the crash, like laptop computers or sporting goods.
- Lost Wages: Often recovery from auto accidents result in missed time at work. When a serious injury occurs, time away from your job may be considerable. You can recover these lost wages. Just make sure you document your time and can show proof of salary/wages (tax forms, pay stubs, etc.).
- Decreased Earning Capacity: If your injuries are serious, you may be unable to work in the same capacity as before the accident. You may be able to recover what you would have earned had the accident not occurred.
While they are more difficult to quantify, you may also be entitled to non-economic damages. These can include physical pain and suffering, emotional distress, anxiety, and loss of companionship and consortium. Finally, where cases of gross negligence exist (like drunk driving), victims may be entitled to punitive damages, aptly named because they are designed to punish the negligent person or organization.
Accident victims must file lawsuits in accordance with the California Statute of Limitations Law. It is important not to waste time; speak with an attorney immediately. This professional can help identify which of your costs you may be entitled to recover and ensure that you meet all filing deadlines.
How Do You Know Who Is At Fault In A Car Accident?
Clearly, determining fault is important. Depending upon the circumstances, it can be incredibly difficult, but there are a number of things that your car accident attorney can do to help determine and ultimately prove fault.
Review Police Reports
If you are in a vehicular accident, calling the police is critical. The written report they produce contains valuable information that can help determine fault.
Generally, a police report includes important details including the names and contact numbers of those involved, as well as identifying their insurance companies. It should also give the location of the accident and any specifics the officer was able to determine, including road and traffic conditions. While police reports don’t always include a determination of fault, the information provided in them can be valuable when negotiating with an insurance company or litigating a claim.
Referring to Traffic Laws
Traffic laws are in place to protect everyone operating a motor vehicle, as well as pedestrians. California laws determine speed limits, identify appropriate ways to pass and change lanes, prohibit driving under the influence of alcohol or drugs and even regulate cell phone usage.
Types of Accidents
Quite often, the type of accident can indicate fault. For example, if you were hit by a car from behind, it is likely the accident was caused by the driver of the car who hit you. It is their responsibility to follow at a safe distance, one that provides adequate space for stopping. Accidents that occur when a car making a left-hand turn is involved are often the fault of the driver who was turning. However, there are exceptions to these and other types of accidents as well. In cases like this, the type of damage and information from the crash can be used by experts to determine who was at fault.
How Do Insurance Companies Determine Who’s At Fault?
Compensation from insurance companies for losses in vehicular accidents relies on the answer to this often-asked question. Insurance companies rely on the evidence in car crashes to determine fault. In addition to the police report, they will review statements provided by witnesses, photos from the accident, and even cell phone records of those who were involved. The insurance companies involved may encourage you to work directly with them to resolve your issue. Be advised: insurance companies are businesses, and their representatives are charged with protecting their bottom line. Thus, their goal is to get you to accept the least amount of money possible. They are not looking out for your best interests. Damages in auto accidents can be considerable. It is likely there are some you have not accounted for. It is wise to engage the services of a car accident attorney; this professional will look out for your best interests.
In conclusion, the importance of determining fault in personal injury cases cannot be overstated. From the financial burdens of medical costs, property damage, and lost wages to the intangible losses of pain and suffering, knowing who is responsible is crucial for seeking appropriate compensation. Legal assistance, such as that provided by Bonnici Law Group, plays a vital role in navigating the complexities of personal injury claims, ensuring that victims receive proper care, support, and advocacy throughout their recovery journey.
Our Attorneys Are Ready to Help You
We understand the critical importance of providing proper care for personal injury victims as they navigate the road to recovery. At Bonnici Law Group, we recognize the multifaceted challenges faced by individuals dealing with personal injuries, encompassing physical, emotional, and financial strains. Contact us at (619) 853-5101 for compassionate and effective assistance.